Business Insurance

Insurance solutions for businesses

Business Insurance

Protect your company with insurance solutions tailored to your business’s needs. At CJ Seguros, we compare quotes from various insurers to find the most suitable cover, helping to protect your employees, assets, vehicles and your company’s liability.

Why is business insurance important?

Business insurance policies protect employees, assets, vehicles and the company’s liability towards third parties, covering risks such as workplace accidents, fire, theft, damage to third parties or cyber-attacks. Regardless of their line of business, all companies are exposed to risks that could jeopardise their operations. A workplace accident, a fire, a road traffic accident, a cyberattack or a claim for compensation can result in significant financial losses.

At CJ Seguros, we help you identify the risks facing your business and choose the most suitable insurance solutions, ensuring protection and peace of mind.

Business Insurance

What Insurance Policies Can You Take Out for Your Business?

Every company has different needs. That is why we offer a range of solutions that can be purchased individually or as a package.

Fleet Insurance

Protect your company’s vehicles with cover tailored to business use. We offer solutions for passenger cars, commercial vehicles and corporate fleets, including:

Fleet Insurance

Workplace Accident Insurance

Compulsory insurance for employers which guarantees protection for workers in the event of an accident whilst at work, ensuring compliance with legal obligations.

Workplace Accident Insurance

Group Health Insurance

Invest in your employees’ wellbeing with healthcare solutions that help to:

Group Health Insurance

Multi-risk Commercial Insurance

Protects shops, offices, warehouses and commercial premises against risks that could jeopardise business operations:

Also known as comprehensive business insurance, it is the right choice both for those looking for comprehensive insurance for retail premises and for those who need insurance for offices, warehouses and small businesses.

👉 Find out more about Multi-Risk Business Insurance

Multi-risk Commercial Insurance

Transport Insurance

It protects goods during domestic and international transport, reducing losses associated with:

Transport Insurance

Third-Party Liability Insurance

It protects the company against liability for damage caused to third parties in the course of its business, thereby safeguarding the business’s financial stability.

Third-Party Liability Insurance

Cyber Risk Insurance

Protect your business against digital risks, minimising the financial and operational impact:

Cyber Risk Insurance

How Does Business Insurance Work?

In four simple steps, we’ll help you choose the right business insurance for your company.

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Needs analysis

We assess the company’s operations and the associated risks.

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Comparison of proposals

We have requested quotes from several partner insurance companies.

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Choosing the best solution

We present the most suitable options and answer any questions you may have.

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Ongoing monitoring

We provide close monitoring throughout the term of the insurance policies.

Why choose CJ Seguros?

At CJ Seguros, we analyse each company’s needs in order to provide solutions tailored to the realities of their business. We guarantee:

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Comparison of various insurers

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Personalised consultancy

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Support with claims handling

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Ongoing monitoring

Business insurance with competitive solutions.

Get a quote for your business insurance now

Frequently Asked Questions about Business Insurance

It depends on the nature of the business. Work-related accident insurance is compulsory for all employers (Law No. 98/2009 of 4 September). Depending on the sector, there may be other types of compulsory insurance — for example, fire insurance for properties under the horizontal property regime, or professional indemnity insurance for certain regulated activities. Check the updated list with the ASF (Insurance and Pension Funds Supervisory Authority) or speak to our team to confirm the obligations that apply to your business.

Yes. In many cases, it is possible to consolidate various business insurance policies, simplifying administration and securing more favourable terms.

Yes. We compare different solutions to find the option best suited to your company’s needs.

You can request a free quote using the form on this page or contact the CJ Seguros team directly.

There is no fixed price: the cost depends on the type of insurance, the sector of activity, the number of employees, the sum insured and the company’s claims history. Therefore, the most reliable way to find out how much your business insurance will cost is to request a free, personalised quote from CJ Seguros.

Balance Sheet

Income Statement

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