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If you own a boat, jet ski, sailing boat or other recreational craft, it is essential to protect yourself against accidents, damage and third-party liability.
At CJ Seguros, we help you find the boat insurance best suited to your needs, with solutions tailored to the boat’s intended use and the type of sailing.
Request a free quote now and enjoy a more relaxed and safer driving experience.
Recreational boat insurance is a form of cover designed for boats used for leisure purposes, providing protection against various risks associated with boating. This insurance may include:
In many cases, yes. Portuguese law requires third-party liability insurance for certain recreational craft and jet skis, particularly those fitted with an engine.
This cover protects against damage caused to third parties whilst the vessel is in use.
Having adequate insurance is essential for:
Cover may vary, but usually includes:
Cover may vary from one insurer to another. It is therefore important to always check the general terms and conditions of the policy to see what is and isn’t included — for example, the type of assistance available or the limits for each cover. With the exception of Third-Party Liability, which is compulsory and standardised, the other types of cover and conditions may differ from one insurer to another.
It covers damage to property and personal injury caused to third parties whilst the vessel is in use, including collisions with other vessels, structures or people.
Cover for damage to the vessel itself, which may include, amongst other things, damage caused by: collision; grounding; storms; fire; vandalism; theft or robbery, whether total or partial, of the vessel.
Assistance in emergency situations whilst at sea, such as breakdowns, groundings or the need to have the vessel towed to a port or marina.
Cover for the driver and other occupants of the vessel in the event of an accident, including medical expenses and compensation in the event of disability, in accordance with the general and/or specific terms and conditions of the policy taken out.
Legal assistance and cover for legal costs in the event of disputes relating to the use of the vessel, such as claims against third parties or defence in proceedings relating to accidents, in accordance with the general and/or specific terms and conditions.
The price of insurance depends on a number of factors:
This is where CJ Seguros makes the difference - we take care of everything for you.
Maritime accidents can result in significant losses, both material and personal. Adequate insurance helps you avoid unexpected costs and ensures greater protection whilst at sea.
As well as the legal aspect, insurance allows you to sail with greater peace of mind and safety.
At CJ Seguros, we analyse different insurance companies to find the solution best suited to your profile, by:
Comparison of various insurers
Personalised support
Specialist support
Support in the event of a claim
Our aim is simple: to guarantee the best protection at the best price.
It depends on the type of vessel and its intended use. In particular, for motorised vessels, there may be a legal requirement to take out third-party liability insurance.
Yes, through the ‘Own Damage’ cover, subject to the cover taken out.
Yes. Theft or robbery of the vessel, whether total or partial, is included under the Own Damage cover, where this has been taken out.
Yes, some policies include this cover as an optional extra, particularly during the overland transport of the vessel between the marina and the storage facility.
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