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Travel Insurance
Travelling always involves a certain degree of unpredictability, whether for leisure or work. An accident can happen at any time and, without the right cover, can result in high medical costs or other unexpected losses.
At CJ Seguros, we help you find the travel insurance best suited to your needs, with cover tailored to the type and duration of your trip.
Request a free quote now and travel with greater peace of mind and safety.
O travel insurance or travel accident insurance It is a form of cover designed for travellers, whether in Portugal or abroad, providing support in the event of a personal accident whilst travelling. This insurance may include:
In Portugal, this insurance is not, as a general rule, compulsory for travel within the country. However, it may be required in certain circumstances, such as when applying for visas for some countries or taking part in trips organised by third parties.
Even when it is not compulsory, this insurance provides essential cover for travellers.
Having adequate insurance is essential for:
At CJ Seguros, we offer insurance solutions tailored to different types of traveller:
Cover may vary from one insurer to another. It is therefore important to always check the general terms and conditions of the policy to see what is and isn’t included — for example, the sums insured or the limits for each type of cover.
It guarantees the payment of compensation in the event of death or permanent disability resulting from an accident occurring during the trip, in accordance with the sum insured and the terms of the policy.
Cover for medical, hospital and medication costs incurred as a result of an accident whilst travelling.
Coverage in the event of loss, theft, misappropriation or damage to luggage whilst travelling, including reimbursement for lost or damaged items, in accordance with the limits set out in the policy, provided that such cover has been taken out.
Support in emergency situations whilst travelling, including a 24-hour helpline, medical advice and logistical support.
Coverage of transport costs for return home, or to a suitable healthcare facility, in the event of a serious accident that makes it impossible to continue the journey.
Legal assistance and cover for legal costs in the event of a dispute relating to an accident occurring during the trip, in accordance with the general and/or specific terms and conditions.
The price depends on several factors:
👉 At CJ Seguros, we analyse different insurance companies to find the solution best suited to your profile, by:
An accident whilst travelling can result in high medical costs, particularly abroad, where healthcare may not be covered by the Portuguese public health system. Suitable insurance helps you avoid unexpected expenses and ensures you receive immediate support in the event of an emergency.
As well as providing financial protection, this insurance allows you to travel with greater peace of mind, knowing that support is available to you whatever happens.
As a general rule, it is not compulsory in Portugal. However, it may be required in order to obtain visas for certain countries or by travel organisers.
It depends on the policy taken out. Some high-risk activities, such as extreme sports, may require specific or optional cover.
Yes, this is one of the main areas of cover under this insurance policy, including medical, hospital and medication costs, in accordance with the terms of the policy.
Yes, medical repatriation is normally included, allowing you to return home or be transported to a suitable healthcare facility in the event of a serious accident. This is always subject to the terms and conditions of the policy.
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