Multi-risk home insurance

Protect your home against the unexpected at the best monthly rate. Compare comprehensive home insurance policies from various insurers and save up to 30%.

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What is Multi-risk Home Insurance?

Comprehensive home insurance is an essential solution for protecting your home and your
property against various risks such as fire, flood, theft or electrical damage.
This type of insurance can cover both the building and the contents of the home, guaranteeing financial protection in the event of unforeseen events.
If you have a mortgage, this insurance is usually compulsory. However, even if you don’t have a mortgage, it is highly recommended to avoid unexpected costs.

What does multi-risk insurance cover?

Cover may vary between insurers, but usually includes:

Main covers:

Additional cover:

In CJ Seguros, we’ll help you choose the right cover for your needs.

How much does multi-risk home insurance cost?

The cost of comprehensive home insurance in Portugal depends on a number of factors:

Insured capital (value of reconstruction of the property and/or contents)
Property location
Type of construction
Cover taken out
Insured capital (value of reconstruction of the property and/or contents)

Comparing several insurers is the best way to guarantee the best price.

Is home insurance compulsory?

Comprehensive home insurance is not required by law for all homes, but:

Even though it's not compulsory, it's essential protection for any homeowner or landlord.

How to choose the best Multi-risk insurance?

Choosing the right insurance can make all the difference. You should consider:

At CJ Seguros, we carry out this analysis for you.

Why choose CJ Insurance?

At CJ Seguros, we help you find the ideal comprehensive insurance policy, tailored to your needs.

Frequently Asked Questions about Multi-risk Home Insurance

Does the insurance cover infiltration?

Where cover for water damage has been taken out, and always in accordance with the terms set out in the policy conditions.

Does the insurance cover domestic appliances?

Yes, provided that cover for contents and electrical risks is included, always subject to the terms of the policy taken out.

Can I change insurance companies?

Yes. You can transfer your insurance to another insurer.

How long does it take to activate?

Insurance is usually active immediately after payment.

Is multi-risk insurance worth it?

Yes. The cost is low compared to the potential damage.