Multi-risk home insurance

Protect your home against the unexpected at the best price per month. Compare multi-risk home insurance between several insurers and save up to 30%.

What is Multi-risk Home Insurance?

Multi-risk home insurance is an essential solution for protecting your home and your possessions.
property against various risks such as fire, flood, theft or electrical damage.
This type of insurance can cover both the building and the contents of the home, guaranteeing financial protection in the event of unforeseen events.
If you have a mortgage, this insurance is generally compulsory. However, even without financing, it is highly recommended to avoid unexpected costs.

What does multi-risk insurance cover?

Cover may vary between insurers, but usually includes:

Main covers:

Additional cover:

In CJ Seguros, We'll help you choose the right cover for you.

How much does multi-risk home insurance cost?

The price of multi-risk home insurance in Portugal can vary between €5 and €25 per month, depending on various factors:

Comparing several insurers is the best way to guarantee the best price.

Is home insurance compulsory?

Multi-risk home insurance is not compulsory by law.

Required by banks in the case of home loans

You can avoid high losses in the event of a claim

It is compulsory in horizontal property regimes

Even though it's not compulsory, it's essential protection for any homeowner or landlord.

How to choose the best Multi-risk insurance?

Choosing the right insurance can make all the difference. You should analyse:

Safe capital

Ensure that the value of the property and its contents is correctly calculated

Cover included

Not all insurances are the same - compare well

Franchises

Lower values can mean higher premiums

Exclusions

Know what is NOT covered

At CJ Seguros, we do this analysis for you.

Why choose CJ Insurance?

At CJ Seguros, we help you find the ideal multi-risk insurance adapted to your needs.

Comparison of various insurers

We find the best options on the market

Personalised support

Professional and transparent advice

Support in the event of a claim

We're with you when you need us most

Guaranteed savings

We optimise your insurance to reduce costs

Frequently Asked Questions about Multi-risk Home Insurance

It depends on the origin. Water damage is usually included, but seepage due to lack of maintenance may not be covered.

Yes, if it includes stuffing and electrical hazards.

Yes, you can transfer your insurance to another insurer with better conditions.

Insurance is usually active immediately after payment.

Yes. The cost is low compared to the potential damage.

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Balance Sheet

Income Statement

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