{"id":2528,"date":"2023-03-17T16:16:33","date_gmt":"2023-03-17T16:16:33","guid":{"rendered":"https:\/\/formacao.cjseguros.pt\/?page_id=2528"},"modified":"2026-04-15T15:12:22","modified_gmt":"2026-04-15T15:12:22","slug":"faq","status":"publish","type":"page","link":"https:\/\/cjseguros.pt\/fr\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2528\" class=\"elementor elementor-2528\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d8efa1a e-flex e-con-boxed e-con e-parent\" data-id=\"d8efa1a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f80685b e-flex e-con-boxed e-con e-child\" data-id=\"f80685b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-995d616 elementor-widget elementor-widget-heading\" data-id=\"995d616\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">PERGUNTAS FREQUENTES<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c977a0f e-flex e-con-boxed e-con e-child\" data-id=\"c977a0f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-46a08f0 e-flex e-con-boxed e-con e-child\" data-id=\"46a08f0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c131a1a elementor-hidden-tablet elementor-hidden-mobile elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"c131a1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"far fa-comment-alt\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dce8e6b elementor-widget elementor-widget-heading\" data-id=\"dce8e6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQ <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d2dec2d e-flex e-con-boxed e-con e-child\" data-id=\"d2dec2d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4eb96e9 elementor-widget-mobile__width-initial elementor-widget elementor-widget-toggle\" data-id=\"4eb96e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-8251\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-8251\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">SEGURO AUTOM\u00d3VEL<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8251\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-8251\"><p><span style=\"font-weight: 400;\">O\u00a0<\/span><span style=\"color: #808080;\"><a style=\"color: #808080;\" href=\"https:\/\/cjseguros.pt\/seguro-automovel\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">seguro autom\u00f3vel<\/span><\/a><\/span><span style=\"font-weight: 400;\">\u00a0\u00e9 um contrato de\u00a0<\/span><span style=\"font-weight: 400;\">seguro<\/span><span style=\"font-weight: 400;\">\u00a0entre uma seguradora e um condutor. Isso cobre os riscos gerados pela condu\u00e7\u00e3o de\u00a0<\/span><span style=\"font-weight: 400;\">autom\u00f3veis<\/span><span style=\"font-weight: 400;\">, bem como a possibilidade de causar acidentes. O\u00a0<\/span><span style=\"font-weight: 400;\">seguro<\/span><span style=\"font-weight: 400;\">\u00a0de\u00a0<\/span><span style=\"font-weight: 400;\">autom\u00f3veis<\/span><span style=\"font-weight: 400;\">\u00a0\u00e9 obrigat\u00f3rio em quase todos os pa\u00edses, desde que a modalidade exigida pelo Estado seja a modalidade b\u00e1sica.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-8252\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-8252\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">SEGURO CASA<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8252\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-8252\"><p><span style=\"font-weight: 400;\">O\u00a0<\/span><span style=\"font-weight: 400;\">seguro<\/span><span style=\"font-weight: 400;\">\u00a0da\u00a0<\/span><span style=\"font-weight: 400;\">casa<\/span><span style=\"font-weight: 400;\">\u00a0cobre os danos causados no im\u00f3vel e no recheio da\u00a0<\/span><span style=\"font-weight: 400;\">casa<\/span><span style=\"font-weight: 400;\">. As coberturas dispon\u00edveis s\u00e3o in\u00fameras e diferem consoante a seguradora. Antes de avaliar qual a op\u00e7\u00e3o mais adequada para o seu caso, \u00e9 importante compreender a diferen\u00e7a entre\u00a0<\/span><span style=\"font-weight: 400;\">seguro<\/span><span style=\"font-weight: 400;\">\u00a0do edif\u00edcio e\u00a0<\/span><span style=\"font-weight: 400;\">seguro<\/span><span style=\"font-weight: 400;\">\u00a0de recheio.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-8253\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-8253\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">SEGURO SA\u00daDE<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8253\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-8253\"><p><span style=\"font-weight: 400;\">O\u00a0<\/span><span style=\"font-weight: 400;\">seguro sa\u00fade<\/span><span style=\"font-weight: 400;\">\u00a0\u00e9 uma modalidade de ap\u00f3lice que realiza a cobertura de servi\u00e7os relacionados a atendimentos e procedimentos m\u00e9dicos. Al\u00e9m disso, tamb\u00e9m tem como objetivo tornar a rede privada de\u00a0<\/span><span style=\"font-weight: 400;\">sa\u00fade<\/span><span style=\"font-weight: 400;\">\u00a0mais acess\u00edvel para o segurado.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-8254\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-8254\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">SEGURO DE CONDOMINIO<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8254\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-8254\"><p><span style=\"font-weight: 400;\">O\u00a0<\/span><span style=\"font-weight: 400;\">seguro de condom\u00ednio<\/span><span style=\"font-weight: 400;\">\u00a0garante a cobertura obrigat\u00f3ria de inc\u00eandio para todo o pr\u00e9dio e protege as partes comuns do mesmo, al\u00e9m de poder ter in\u00fameras outras coberturas e garantias. Um\u00a0<\/span><span style=\"font-weight: 400;\">condom\u00ednio<\/span><span style=\"font-weight: 400;\">, note-se, \u00e9 determinado quando num determinado im\u00f3vel vivem v\u00e1rias pessoas em diferentes fra\u00e7\u00f5es.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-8255\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-8255\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">SEGURO DE VIDA<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8255\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-8255\"><p><span style=\"font-weight: 400;\">Seguro<\/span><span style=\"font-weight: 400;\">\u00a0de\u00a0<\/span><span style=\"font-weight: 400;\">vida<\/span><span style=\"font-weight: 400;\">\u00a0\u00e9 um contrato no qual a seguradora se compromete a pagar uma quantia, a ap\u00f3lice de\u00a0<\/span><span style=\"font-weight: 400;\">seguro<\/span><span style=\"font-weight: 400;\">\u00a0(reembolso de\u00a0<\/span><span style=\"font-weight: 400;\">seguro<\/span><span style=\"font-weight: 400;\">\u00a0de\u00a0<\/span><span style=\"font-weight: 400;\">vida<\/span><span style=\"font-weight: 400;\">), para os benefici\u00e1rios do segurado, caso essa pessoa fale\u00e7a por morte natural ou acidental.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-8256\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-8256\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">SEGURO FROTA<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8256\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-8256\"><p><span style=\"font-weight: 400;\">O\u00a0<\/span><span style=\"font-weight: 400;\">seguro frota<\/span><span style=\"font-weight: 400;\">\u00a0de ve\u00edculos consiste na contrata\u00e7\u00e3o de um servi\u00e7o de\u00a0<\/span><span style=\"font-weight: 400;\">seguro<\/span><span style=\"font-weight: 400;\">\u00a0quando ele \u00e9 voltado para dois ou mais carros, pela mesma pessoa f\u00edsica ou jur\u00eddica. As seguradoras s\u00e3o diferentes entre si. Ent\u00e3o, algumas podem exigir um n\u00famero m\u00ednimo de ve\u00edculos para que seja poss\u00edvel contratar o\u00a0<\/span><span style=\"font-weight: 400;\">seguro<\/span><span style=\"font-weight: 400;\">\u00a0de\u00a0<\/span><span style=\"font-weight: 400;\">frota<\/span><span style=\"font-weight: 400;\">.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-8257\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-8257\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">SEGURO DE TRABALHO<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8257\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-8257\"><p><span style=\"font-weight: 400;\">O seguro de Acidentes de Trabalho, obrigat\u00f3rio por lei, destina-se a todas as Entidades Empregadoras, singulares ou coletivas, com trabalhadores efetivos ou a prazo, a tempo inteiro ou parcial.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-8258\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-8258\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">SEGURO MULTIRRISCOS EMPRESA<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8258\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-8258\"><p><span style=\"font-weight: 400;\">As empresas podem adquirir um seguro abrangente que protege contra inc\u00eandio, roubo e at\u00e9 inclui cobertura para lucros cessantes. Ou seja, se a empresa tiver que interromper suas opera\u00e7\u00f5es por conta de danos sofridos em suas instala\u00e7\u00f5es, a seguradora pagar\u00e1 pela perda de receita.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-8259\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-8259\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">SEGURO DE SA\u00daDE GRUPO<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8259\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-8259\"><p><span style=\"font-weight: 400;\">Um\u00a0<\/span><span style=\"font-weight: 400;\">seguro<\/span><span style=\"font-weight: 400;\">\u00a0de\u00a0<\/span><span style=\"font-weight: 400;\">sa\u00fade<\/span><span style=\"font-weight: 400;\">\u00a0em que uma\u00a0<\/span><span style=\"font-weight: 400;\">empresa<\/span><span style=\"font-weight: 400;\">\u00a0\u00e9 tomadora do\u00a0<\/span><span style=\"font-weight: 400;\">seguro<\/span><span style=\"font-weight: 400;\">\u00a0e os seus trabalhadores as pessoas seguras. Num\u00a0seguro\u00a0de\u00a0grupo, normalmente o contrato dura enquanto o TRABALHADOR pertencer ao\u00a0grupo\u00a0(por exemplo, enquanto trabalhar para uma determinada\u00a0empresa)S\u00e3o contratos atrav\u00e9s dos quais a seguradora cobre riscos de um conjunto de pessoas ligadas ao tomador do\u00a0seguro<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"SEGURO AUTOM\\u00d3VEL\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">O\\u00a0<\\\/span><span style=\\\"color: #808080;\\\"><a style=\\\"color: #808080;\\\" href=\\\"https:\\\/\\\/cjseguros.pt\\\/seguro-automovel\\\/\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\"><span style=\\\"font-weight: 400;\\\">seguro autom\\u00f3vel<\\\/span><\\\/a><\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0\\u00e9 um contrato de\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">seguro<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0entre uma seguradora e um condutor. Isso cobre os riscos gerados pela condu\\u00e7\\u00e3o de\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">autom\\u00f3veis<\\\/span><span style=\\\"font-weight: 400;\\\">, bem como a possibilidade de causar acidentes. O\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">seguro<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0de\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">autom\\u00f3veis<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0\\u00e9 obrigat\\u00f3rio em quase todos os pa\\u00edses, desde que a modalidade exigida pelo Estado seja a modalidade b\\u00e1sica.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"SEGURO CASA\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">O\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">seguro<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0da\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">casa<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0cobre os danos causados no im\\u00f3vel e no recheio da\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">casa<\\\/span><span style=\\\"font-weight: 400;\\\">. As coberturas dispon\\u00edveis s\\u00e3o in\\u00fameras e diferem consoante a seguradora. Antes de avaliar qual a op\\u00e7\\u00e3o mais adequada para o seu caso, \\u00e9 importante compreender a diferen\\u00e7a entre\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">seguro<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0do edif\\u00edcio e\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">seguro<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0de recheio.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"SEGURO SA\\u00daDE\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">O\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">seguro sa\\u00fade<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0\\u00e9 uma modalidade de ap\\u00f3lice que realiza a cobertura de servi\\u00e7os relacionados a atendimentos e procedimentos m\\u00e9dicos. Al\\u00e9m disso, tamb\\u00e9m tem como objetivo tornar a rede privada de\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">sa\\u00fade<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0mais acess\\u00edvel para o segurado.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"SEGURO DE CONDOMINIO\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">O\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">seguro de condom\\u00ednio<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0garante a cobertura obrigat\\u00f3ria de inc\\u00eandio para todo o pr\\u00e9dio e protege as partes comuns do mesmo, al\\u00e9m de poder ter in\\u00fameras outras coberturas e garantias. Um\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">condom\\u00ednio<\\\/span><span style=\\\"font-weight: 400;\\\">, note-se, \\u00e9 determinado quando num determinado im\\u00f3vel vivem v\\u00e1rias pessoas em diferentes fra\\u00e7\\u00f5es.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"SEGURO DE VIDA\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">Seguro<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0de\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">vida<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0\\u00e9 um contrato no qual a seguradora se compromete a pagar uma quantia, a ap\\u00f3lice de\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">seguro<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0(reembolso de\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">seguro<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0de\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">vida<\\\/span><span style=\\\"font-weight: 400;\\\">), para os benefici\\u00e1rios do segurado, caso essa pessoa fale\\u00e7a por morte natural ou acidental.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"SEGURO FROTA\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">O\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">seguro frota<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0de ve\\u00edculos consiste na contrata\\u00e7\\u00e3o de um servi\\u00e7o de\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">seguro<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0quando ele \\u00e9 voltado para dois ou mais carros, pela mesma pessoa f\\u00edsica ou jur\\u00eddica. As seguradoras s\\u00e3o diferentes entre si. Ent\\u00e3o, algumas podem exigir um n\\u00famero m\\u00ednimo de ve\\u00edculos para que seja poss\\u00edvel contratar o\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">seguro<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0de\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">frota<\\\/span><span style=\\\"font-weight: 400;\\\">.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"SEGURO DE TRABALHO\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">O seguro de Acidentes de Trabalho, obrigat\\u00f3rio por lei, destina-se a todas as Entidades Empregadoras, singulares ou coletivas, com trabalhadores efetivos ou a prazo, a tempo inteiro ou parcial.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"SEGURO MULTIRRISCOS EMPRESA\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">As empresas podem adquirir um seguro abrangente que protege contra inc\\u00eandio, roubo e at\\u00e9 inclui cobertura para lucros cessantes. Ou seja, se a empresa tiver que interromper suas opera\\u00e7\\u00f5es por conta de danos sofridos em suas instala\\u00e7\\u00f5es, a seguradora pagar\\u00e1 pela perda de receita.<\\\/span><\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"SEGURO DE SA\\u00daDE GRUPO\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">Um\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">seguro<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0de\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">sa\\u00fade<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0em que uma\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">empresa<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0\\u00e9 tomadora do\\u00a0<\\\/span><span style=\\\"font-weight: 400;\\\">seguro<\\\/span><span style=\\\"font-weight: 400;\\\">\\u00a0e os seus trabalhadores as pessoas seguras. Num\\u00a0seguro\\u00a0de\\u00a0grupo, normalmente o contrato dura enquanto o TRABALHADOR pertencer ao\\u00a0grupo\\u00a0(por exemplo, enquanto trabalhar para uma determinada\\u00a0empresa)S\\u00e3o contratos atrav\\u00e9s dos quais a seguradora cobre riscos de um conjunto de pessoas ligadas ao tomador do\\u00a0seguro<\\\/span><\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>PERGUNTAS FREQUENTES FAQ SEGURO AUTOM\u00d3VEL O\u00a0seguro autom\u00f3vel\u00a0\u00e9 um contrato de\u00a0seguro\u00a0entre uma seguradora e um condutor. Isso cobre os riscos gerados pela condu\u00e7\u00e3o de\u00a0autom\u00f3veis, bem como a possibilidade de causar acidentes. O\u00a0seguro\u00a0de\u00a0autom\u00f3veis\u00a0\u00e9 obrigat\u00f3rio em quase todos os pa\u00edses, desde que a modalidade exigida pelo Estado seja a modalidade b\u00e1sica. SEGURO CASA O\u00a0seguro\u00a0da\u00a0casa\u00a0cobre os danos causados no [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-2528","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/cjseguros.pt\/fr\/wp-json\/wp\/v2\/pages\/2528","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cjseguros.pt\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cjseguros.pt\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cjseguros.pt\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cjseguros.pt\/fr\/wp-json\/wp\/v2\/comments?post=2528"}],"version-history":[{"count":6,"href":"https:\/\/cjseguros.pt\/fr\/wp-json\/wp\/v2\/pages\/2528\/revisions"}],"predecessor-version":[{"id":4540,"href":"https:\/\/cjseguros.pt\/fr\/wp-json\/wp\/v2\/pages\/2528\/revisions\/4540"}],"wp:attachment":[{"href":"https:\/\/cjseguros.pt\/fr\/wp-json\/wp\/v2\/media?parent=2528"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}