{"id":4467,"date":"2026-03-31T15:30:57","date_gmt":"2026-03-31T15:30:57","guid":{"rendered":"https:\/\/cjseguros.pt\/?p=4467"},"modified":"2026-04-24T10:33:10","modified_gmt":"2026-04-24T10:33:10","slug":"how-to-lower-the-price-of-car-insurance-in-2026","status":"publish","type":"post","link":"https:\/\/cjseguros.pt\/en\/como-baixar-o-preco-do-seguro-automovel-em-2026\/","title":{"rendered":"How to Lower the Price of Car Insurance in 2026"},"content":{"rendered":"<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><nav><ul><li class=\"\"><a href=\"#p-rc_ab8aa3d18823ce72-87\">How to Lower the Price of Car Insurance in 2026: 10 Tips<\/a><\/li><li class=\"\"><a href=\"#comparar-varias-seguradoras\">Compare several insurers:<\/a><\/li><li class=\"\"><a href=\"#ajustar-coberturas\">Adjusting covers<\/a><\/li><li class=\"\"><a href=\"#aumentar-a-franquia\">Increasing the franchise<\/a><\/li><li class=\"\"><a href=\"#evitar-sinistros\">Avoiding claims<\/a><\/li><li class=\"\"><a href=\"#escolher-bem-o-veiculo\">Choosing the right vehicle<\/a><\/li><li class=\"\"><a href=\"#rever-o-seguro-todos-os-anos\">Review insurance every year<\/a><\/li><li class=\"\"><a href=\"#reduzir-quilometragem\">Reduce mileage<\/a><\/li><li class=\"\"><a href=\"#estacionamento-seguro\">Secure car park<\/a><\/li><li class=\"\"><a href=\"#agrupar-seguros\">Group insurance<\/a><\/li><li class=\"\"><a href=\"#consultar-um-mediador\">Consult a mediator<\/a><\/li><li class=\"\"><a href=\"#simula-e-poupa-no-teu-seguro-na-cj-seguros\">Simulate and save on your insurance at CJ Seguros<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"p-rc_ab8aa3d18823ce72-87\">How to Lower the Price of <a href=\"https:\/\/cjseguros.pt\/en\/car-insurance\/\" target=\"_blank\" data-type=\"page\" data-id=\"4271\" rel=\"noreferrer noopener\">Car Insurance<\/a> in 2026: 10 Tips <\/h2>\n\n\n\n<p id=\"p-rc_ab8aa3d18823ce72-88\">Car insurance is a compulsory expense, but that doesn't mean you have to pay more than necessary. With a few simple strategies, you can choose cheap car insurance on the market.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"comparar-varias-seguradoras\">Compare several insurers: <\/h2>\n\n\n\n<p>Never accept the first offer. Comparing several options can save you hundreds of euros.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ajustar-coberturas\">Adjusting covers<\/h2>\n\n\n\n<p>Avoid paying for cover you don't need and make your insurance cheaper.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aumentar-a-franquia\">Increasing the franchise<\/h2>\n\n\n\n<p>A higher excess reduces the value of the annual premium.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"evitar-sinistros\">Avoiding claims<\/h2>\n\n\n\n<p>A good track record reduces the price over time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"escolher-bem-o-veiculo\">Choosing the right vehicle<\/h2>\n\n\n\n<p>More powerful or expensive cars have higher insurance rates.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rever-o-seguro-todos-os-anos\">Review insurance every year<\/h2>\n\n\n\n<p>Prices change - comparing regularly is essential.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"reduzir-quilometragem\">Reduce mileage<\/h2>\n\n\n\n<p>Less use = less risk.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"estacionamento-seguro\">Secure car park<\/h2>\n\n\n\n<p>Garage can help make your insurance cheaper.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"agrupar-seguros\">Group insurance<\/h2>\n\n\n\n<p>Some insurers offer discounts.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"consultar-um-mediador\">Consult a mediator<\/h2>\n\n\n\n<p>A specialist can find better options.<\/p>\n\n\n\n<p>Small changes can generate big savings on car insurance.<\/p>\n\n\n\n<p>\ud83d\udc49 The secret is to compare and adjust.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"simula-e-poupa-no-teu-seguro-na-cj-seguros\">Simulate and save on your insurance at CJ Seguros<\/h2>\n\n\n\n<p>At CJ Seguros, we help you find the best options on the market.<br>\ud83d\udc49 Simulate yours now <a href=\"https:\/\/cjseguros.pt\/en\/car-insurance\/\" data-type=\"page\" data-id=\"4271\">motor insurance<\/a><\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Como Baixar o Pre\u00e7o do Seguro Autom\u00f3vel em 2026: 10 Dicas O seguro autom\u00f3vel \u00e9 uma despesa obrigat\u00f3ria, mas isso n\u00e3o significa que tenhas de pagar mais do que o necess\u00e1rio. Com algumas estrat\u00e9gias simples, \u00e9 poss\u00edvel escolher um seguro autom\u00f3vel barato no mercado. Comparar v\u00e1rias seguradoras: Nunca aceites a primeira proposta. Comparar v\u00e1rias op\u00e7\u00f5es [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4468,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[16],"tags":[],"class_list":["post-4467","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguro-automovel"],"_links":{"self":[{"href":"https:\/\/cjseguros.pt\/en\/wp-json\/wp\/v2\/posts\/4467","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cjseguros.pt\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cjseguros.pt\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cjseguros.pt\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cjseguros.pt\/en\/wp-json\/wp\/v2\/comments?post=4467"}],"version-history":[{"count":8,"href":"https:\/\/cjseguros.pt\/en\/wp-json\/wp\/v2\/posts\/4467\/revisions"}],"predecessor-version":[{"id":4560,"href":"https:\/\/cjseguros.pt\/en\/wp-json\/wp\/v2\/posts\/4467\/revisions\/4560"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cjseguros.pt\/en\/wp-json\/wp\/v2\/media\/4468"}],"wp:attachment":[{"href":"https:\/\/cjseguros.pt\/en\/wp-json\/wp\/v2\/media?parent=4467"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cjseguros.pt\/en\/wp-json\/wp\/v2\/categories?post=4467"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cjseguros.pt\/en\/wp-json\/wp\/v2\/tags?post=4467"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}